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Todd Wardle's...
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 Service
For Life!
®
Insider Tips for Healthy, Wealthy and Happy Living
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Inside This Issue...
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Take These Steps If Your Car Is Recalled
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New Year's Resolution: Fitness Trends In 2010
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Can Medication Make You Sick?...
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Trivia Challenge: Win Free Movie Tickets For Two
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Real Estate Q&A: The Latest On The First-Time
Homebuyer Tax Credit...
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If you're not already a subscriber to my free
e-newsletter email me
to sign-up
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Dear Friend...
This time of year you're probably resolving to get more
exercise. To help you accomplish your goal, you can read
about the fitness trends for 2010 in today's
Service For Life!
®
Free consumer newsletter. You'll also learn what to do
if your car is recalled (millions have been) and which
medications can make you sick. But first...
Here's what's happening in today's real estate market:
December was a disappointment compared to November, but
we can hope it is only a seasonal adjustment. Rental
vacancy rates remain high and I don’t see much in the
way of improvement until we see the unemployment rate
improve.
Please feel free to call me whenever a friend, family
member or neighbor or needs a caring, competent real
estate professional to help with buying or selling.
To health, success and laughter in your life!
Todd Wardle
Todd Wardle, REALTOR®
Todd Wardle
PS. My feature report this month is
Save on Energy Costs. Call my direct
line to grab a copy before I run out of stock:
(208) 322-8638 or email me at
Todd@FindIdHomes.com.
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What To Do If Your Car Is Recalled . . .
Have you ever owned a car that's been recalled? Millions
of people have, including (most recently) 3.8 million
owners of certain Toyota and Lexus models.
Here's what you should know:
Manufacturers must notify all registered owners and
purchasers of the vehicles by mail that the problem
exists and evaluate its safety risk. They must say how
to get it corrected (at no charge), when the remedy will
be available, how long it will take, and whom to contact
if there's a problem getting the work done.
If you've heard about a recall but don't receive a
letter in a "reasonable" amount of time, take these
steps:
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Visit the manufacturer's web site
and the site for the National Highway Traffic Safety
Administration (NHTSA) at
www.safercar.gov. Search the NHTSA's database
for recalls on your vehicle. While you're there,
search the database for any "technical service
bulletins" for your car. These are memos to dealer
service departments on any mechanical issues that
you might want to have addressed, especially if your
car is still under warranty.
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Get a CARFAX report on your car (by Vehicle
Identification Number).
This is important if you're buying a used car since
manufacturers are not required to repair a recalled
car at no charge if it is more than 10 years old.
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Call your dealer to schedule an appointment.
They will probably tell you to be patient.
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Play a key role in keeping vehicles as safe as
possible
by reporting any safety-related problems to the
NHTSA. File a complaint online, call their hotline
or mail the complaint to their office in Washington,
DC. You also can search online for complaints others
have made by vehicle model.
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How To
Save on Energy Costs
Did you know there's a free consumer report on
Save on Energy Costs You can get a
free copy by calling me at...
(208) 322-8638. or email me at
Todd@FindidHomes.com .
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Resolve To Follow These Fitness Trends In 2010
The American College of Sports Medicine has ranked the
top fitness trends for 2010 based on a worldwide survey
of fitness professionals. Make a New Year's resolution
to incorporate these trends in your family's fitness
program this year:
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Educated and experienced fitness professionals.
As the fitness market becomes more competitive,
consumers are realizing the importance of working
with professionals who have been certified through
accredited health/fitness educational programs.
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Strength training.
This was once the domain of bodybuilders, but it's
now an essential part of a complete physical
activity program.
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Children and obesity.
This is the year to reverse an alarming trend of
rising obesity rates by getting overweight kids
involved in exercise.
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Personal training.
As more personal trainers are educated and
certified, they are becoming more accessible to a
greater number of people.
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Core training.
This training specifically emphasizes strength and
conditioning of the stabilizing muscles of the
abdomen and back.
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Special programs for older adults.
Fitness facilities are offering more exercise
programs for active older adults. Get your parents
involved now!
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Sport-specific training.
High school athletes are now training during the
off-season to prepare themselves for their specific
sports.
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Pilates.
This form of exercise that targets the core of the
body has become a mainstay of most fitness
facilities. If you haven't already done so, try it
this year to increase your flexibility and posture.
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Thank You! Thank You! Thank You!
Thank You! Thank You!
Thanks to
YOU the word is spreading. Thanks to all of
my clients and friends who graciously referred me to
your friends and neighbors last month! See, rather than
pester people with unwanted calls and visits, I build my
business based on the positive comments and referrals
from people just like you. I just couldn't do it without
you!
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Can Medication Make You Sick?
Medication is supposed to make us better, but it can
have the opposite effect. Take care to avoid these
medication mistakes:
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Mixing over-the-counter (OTC) and prescription
medications.
You may be double dosing. For example, if you take a
cold pill that contains acetaminophen (more than 600
OTC and prescription medicines do), don't pop an
additional Tylenol for good measure. Too much of the
drug can cause liver damage.
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Not recognizing the "rebound effect."
That's when a drug produces reverse effects when the
effect of the drug has passed or the patient no
longer responds to it. In other words, a remedy
meant to help may make a condition worse. This has
been known to happen with pain relievers, OTC eye
drops, decongestant sprays, sleeping pills and teeth
whiteners. Best advice: If you don't think a drug or
product is working, don't just take more of it. Talk
to your doctor about alternatives.
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Here's A Free, Valuable Resource...
If you'd like to receive a Free List of gorgeous homes,
personally researched to meet your individual
requirements (with no obligation whatsoever), please
call me at
(208) 322-8638
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Trivia Challenge for the Month...
"Who Else Wants To Win Movie Tickets For Two?"
Guess who won last month's Trivia Question? I'm pleased
to announce the lucky winners of last month's
quiz.
Mitch Koehler correctly answered my quiz question
Who was the first host of Saturday Night Live when it
debuted on October 11, 1975?
a) George Carlin b) Steve Martin c) Billy Crystal d)
Candice Bergen
The answer is a) George Carlin. So, let's move on to
this month's trivia question.
Who is the highest paid athlete in the world?
(including salaries, bonuses, prize money and
endorsements)?
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Michael Jordan
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Kobe Bryant
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Tiger Woods
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David Beckham
CALL ME AT:
(208) 322-8638 OR Email Me At
Todd@FindIdHomes.com
And You Could Be One Of My Next Winners!
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Real Estate Q&A...
Q. What's the latest on the first-time homebuyer
tax credit?
A.
The tax credit for qualified first-time homebuyers was
extended to this spring. Some of the original features
are the same, including:
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First-time buyers can get a credit of as much as 10
percent of the purchase price, up to $8,000. The
home must be your principal residence for the next
three consecutive years.
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If you don't pay enough tax to offset the credit,
you can get a tax refund.
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You can't purchase the home from your ancestors
(parents, grandparents, etc.) or your lineal
descendants (children, grandchildren, etc.).
New features include:
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A buyer must have a contract before May 1, 2010 and
the sale must close before July 1, 2010.
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Income limits have been raised. Check sites such as
www.irs.gov or
www.federalhousingtaxcredit.com for details.
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If you buy after Nov. 6, 2009, the credit is
available if the home will be your principal
residence and the price is less than or equal to
$800,000.
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Repeat buyers who lived in one residence for five
consecutive years of the last eight can quality for
a tax credit of as much as 10 percent of the
purchase price, up to $6,500.
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For purchases after Nov. 6, 2009, you can't claim
the credit if you buy the home from a spouse or
spouse's family members.
If you have any questions, or need capable and
trustworthy representation, please email me at
twardle@msn.com.
THANK YOU...For reading my Service For
Life!®
personal newsletter. I wanted to produce a
newsletter that has great content and is fun and
valuable to you. Help your friends get more out of
life by forwarding this email to them...
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You received this email because you requested it, are on
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Disclaimer: The information contained in this
email is intended for informational purposes. It
should not substitute as legal, accounting, investment,
medical and other professional services advice.
Always seek a competent professional for answers to your
specific questions. This email is not intended to
solicit real estate properties currently for sale.
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